Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (2024)

Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (2)

Credit Risk and Portfolio Analysis

Netbank Philippines

Netbank Philippines

1 buwan nakalipas

Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (4) Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (5) Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (6)

Tingnan kung sino ang na-hire ng Netbank para sa posisyong ito

  • I-ulat ang trabahong ito

Duties and Responsibilities

  • Develop credit risk tools (credit scoring, collections data, etc.)
  • Review alternative providers
  • Assess based on effectiveness
  • Manage relationships
  • Loan governance and Policy development
  • Manage the bank’s credit risk committee
  • Define loan acceptance criteria
  • Onboarding
  • Conduct initial risk assessment
  • Review partner risk reviews. Assess loss rates and profitability
  • Propose loan acceptance criteria for each partner
  • Credit risk optimization
  • Build databases to allow statistical analysis of historical loan performance to identify criteria which predict loan loss. Maintain and update these models
  • Conduct loan reviews / Develop understanding of the underlying causes of risk for each type of loan
  • Assess lending criteria / loan acceptance criteria for individual loan programs
  • Lending process optimization
  • Review lending processes to understand issues that take time, slow the process
  • Review and optimize the process
  • Remove credit risk mitigation process steps that are not bringing value
  • Support projects to develop additional products to lenders
  • Review providers of data to reduce credit risk (CIC, alternative data sources, etc.). Create business cases for these partners
  • Identify credit decision tools
  • Lead projects to implement these tools

Metrics to monitor

  • Good credit quality of the portfolio
  • Good relationship with partners

Required skills and qualifications

  • Filipino or foreign national
  • Bachelor’s Degree, preferably in Business Administration/Commerce, Business Management, Economics, Financial Management or their equivalent. Strong capabilities in maths is vital.
  • 3-5 years experience in credit risk assessment – especially in consumer and SME lending - preferably within a foreign bank
  • Knowledgeable in retail risk management
  • Good oral and written communication

Desired personality type

  • Pro-active approach to reforming credit risk
  • Awareness of profitability. Willingness to take action to increase profitability
  • Detail and process orientated, ensuring complete execution of loan acceptance criteria and credit policies
  • With strong analytical skills, especially numerical analysis.
  • Judgement to identify the impact of analytical findings
  • Can work independently and proactively. Results-oriented
  • Ability to multi-task and work under pressure.
  • Professionalism at the highest level.
  • Energetic and positive
  • Seniority level

    Mid-Senior level
  • Employment type

    Full-time
  • Job function

    Analyst, Finance, Quality Assurance
  • Industries

    Banking, Mga Pinansyal na Serbisyo, Teknolohiya, Impormasyon, at Media

Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (7) Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (8) Nagha-hire ang Netbank ng Credit Risk and Portfolio Analysis sa Philippines | LinkedIn (9)

Pinapataas ng mga referral ang iyong pagkakataon na ma-interivew sa Netbank nang 2x

Tingnan kung sino ang kakilala mo

Maabisuhan tungkol sa mga bagong Credit Risk Specialist na trabaho sa Philippines.

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